Male_YoungAdult_1We at Dr. Joseph Karpinski’s office are proud to be part of a team whose primary mission is to deliver the finest and most comprehensive dental health care available today. In addition, we are also dedicated to making top-quality care as cost-effective as possible. To assist you with your health care investment, we provide you with the following payment options:

  1. Cash: includes checks and money orders. 

  2. Visa/MasterCard/Discover/American Express: We gladly accept credit cards as payment for treatment. The five percent reduction of fees also applies to credit card payments received on the same day of service.
  1. CareCredit: The financing plan we offer as a separate line of credit to cover your and your family’s health care needs. Find out more or apply at

We are happy to provide you the above options to make your payments. You can decide which option will work best for you at each visit. As a benefit to our patients, we will submit all of your insurance claims for you. Please remember, though, that the contract itemizing your dental benefits is between you, your employer, and your insurance company. Dental insurance plans are not designed to cover all of your dental needs. The amount your plan contributes towards your dental care is based on the particular plan selected by the employer. In the case of non-payment you will be responsible for payment of services rendered and for any and all attorney and/or collection fees. We are a preferred provider of Excellus Blue Cross Blue Shield. If you have any payment questions or concerns, please don’t hesitate to contact us.